Taking out a mortgage is a long financial commitment. Payment protection means you can be protected in case you become ill or find yourself in financial difficulty. This is especially vital if you have dependents living in your home.
Mortgage protection or mortgage life insurance means you can free your family the burden of keeping up the repayments on the mortgage if you’re no longer around.
There are a range of mortgage protection insurance plans available, which cover different issues. We will work with you to decide on the right product to offer you and your families financial safety and reassurance.
If you think mortgage protection is something you’re interested in and you’re looking for a tailored service, come and speak to us here at Bespoke Mortgage & Protection Services Ltd and see what kind of plan we can find for you. We understand that contemplating death, illness or becoming unemployed is something none of us like to do but we want to help people being responsible by finding them the right protection products available.
We know how hard you work to make your business successful, which is why we’re passionate about finding the right business protection for you. We want to make sure everything can still run smoothly even if there is an illness or a death.
We understand that thinking about death or illness is something that none of us enjoy doing, but we also know that you don’t want your business or your employees to suffer should anything happen.
We can help you organise life insurance, which will give your employees great peace of mind. In addition, it means you can offer a death in service benefit to your employees and pay out a lump sum to anyone insured upon death or a terminal illness diagnosis.
We’re also able to help you organise key man insurance. This is similar to life insurance as the company pays the premiums and owns the policy, but the beneficiary is the company rather than the individual. The company will receive a lump sum upon death or terminal illness diagnosis and this money can help the business cope with the loss of this person.
Thinking about death is not something people like to do, but here at Bespoke Mortgage & Protection Services Ltd, we are here to do the legwork for you. You can offer your business and your employees reassurance that they’re covered in the event of bad news. If you’re looking for advisers who can handle these matters efficiently and sensitively, contact us today.
Private Medical Insurance
Private medical insurance is designed to cover the costs of private treatment should you ever need medical attention. This takes the worry out of NHS waiting lists and treatment costs and allows you to receive top quality health care as quickly as possible.
Some policies also include certain in-patient treatments (including tests and small surgical procedures) and extend to out patient treatments. You may also be able to secure a small fixed amount for each night you spend in an NHS hospital depending on your policy.
There are a range of services available and the team we refer to will talk with you to find exactly what you’re looking for. They will be honest about your expectations and help you access great healthcare insurance plans within your budget.
If you already have private health insurance, the experts can let you know if the coverage could be more suitably tailored to your needs and circumstances.
If you think private medical insurance makes sense for you and your family, we can refer you to qualified advisers who will guide you through the process. Their extensive experience means they are able to give you accurate and helpful advice as well as access to a wide range of suppliers you won’t find on the high street. Contact us today.